The terms governing your use of this site.

By accessing or using this website, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use the website. You represent that you are at least eighteen (18) years old and are legally able to enter into a contract.

Centermark Consulting is a consulting practice that partners with organizations across sectors on strategy, advisory, market analysis, and disciplined formation and compliance work. The descriptions on this website are for general informational purposes only and do not form an engagement, an offer to provide services, or a guarantee of availability.

Engagement-specific terms — including scope, deliverables, fees, and confidentiality — are governed by a separate written agreement between Centermark Consulting and the client. Nothing on this website should be relied on as investment, legal, accounting, or tax advice; we do not provide investment advice.

When using this website, you agree not to:

• ·Access or attempt to access non-public areas of the site without authorization.
• ·Probe, scan, or test the vulnerability of the site, or circumvent any security measure.
• ·Submit content that is unlawful, infringing, defamatory, harassing, or that contains malware or other harmful code.
• ·Scrape, harvest, or collect personal information about other visitors without their consent.
• ·Use the site to compete with Centermark Consulting or to solicit our clients or staff.

We may suspend or terminate access for violations, and we may report unlawful conduct to the appropriate authorities.

All content on this website — including text, graphics, logos, design, and compiled information — is the property of Centermark Consulting or its licensors and is protected by United States and international copyright, trademark, and other intellectual-property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the website for your personal or internal business use, and to download or print a single copy of publicly available content for that purpose. You may not reproduce, distribute, modify, publicly display, or create derivative works from the content without our prior written consent.

The website and its content are provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

We do not warrant that the website will be uninterrupted, error-free, or free of harmful components, or that defects will be corrected. We do not warrant the accuracy or completeness of any content published on the site, and we may update or remove content at any time without notice.

To the maximum extent permitted by applicable law, Centermark Consulting and its officers, employees, and advisors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — including lost profits, lost revenues, lost data, business interruption, or goodwill — arising out of or related to your use of (or inability to use) the website, even if advised of the possibility of such damages.

In any event, our total cumulative liability to you for any and all claims arising out of or related to the website will not exceed one hundred U.S. dollars (US$100) or, if greater, the amount you have paid us (if any) to use the website in the twelve (12) months immediately preceding the claim. The limitations in this section apply to the maximum extent permitted by law and do not apply where and to the extent prohibited.

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Scope. Any dispute, claim, or controversy between you and Centermark Consulting arising out of or relating to your use of this website, including any dispute regarding the enforceability, validity, or scope of this arbitration provision (a “Dispute”), will be resolved exclusively by individual binding arbitration, except as provided in the small-claims carve-out below.

Forum and rules. Arbitration will be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures (or its Consumer Arbitration Rules, if your Dispute qualifies as a consumer dispute under those rules), or, at your election, by the American Arbitration Association under its applicable Consumer or Commercial Arbitration Rules. The arbitration will be conducted by a single arbitrator with substantial experience in the subject matter of the Dispute. The arbitrator will apply California substantive law and will have exclusive authority to resolve all arbitrability issues, including whether a Dispute is subject to arbitration.

Location. The arbitration will be conducted in the county in California where Centermark Consulting maintains its principal place of business. You may appear in person, by telephone, or by video conference. The cost of arbitration will be allocated in accordance with the applicable rules of the chosen forum, including any provisions on consumer fee-shifting.

Class-action and jury-trial waiver. YOU AND CENTERMARK CONSULTING EACH AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. IF FOR ANY REASON A DISPUTE PROCEEDS IN COURT, YOU AND CENTERMARK CONSULTING EACH WAIVE ANY RIGHT TO A JURY TRIAL.

Small-claims carve-out. Notwithstanding the foregoing, either party may bring an individual action in a court of competent jurisdiction (including, where applicable, the small-claims court for your county of residence) for any Dispute that qualifies for small claims court jurisdiction.

Informal resolution. Before initiating arbitration (or any other proceeding), the complaining party will first send a written notice describing the Dispute to Centermark Consultingat the email and postal addresses listed in Section 10 and attempt in good faith to resolve the Dispute for at least thirty (30) days. If the Dispute is not resolved within that period, either party may proceed to arbitration. The statute of limitations and any filing-fee deadlines will be tolled during this 30-day period.

Opt-out. You may opt out of this arbitration provision by sending written notice, including your name and the email address associated with your use of the website, to centermark-consulting@polsia.app (or to the postal address listed in Section 10) within thirty (30) days of your first use of the website. Your notice must include a clear statement that you wish to opt out of binding arbitration. If you do not opt out within this period, you will be deemed to have agreed to this arbitration provision.

Severability. If any portion of this arbitration provision is found to be unenforceable, only that portion will be severed; the remainder of this provision (and the rest of these Terms) will remain in full force and effect.

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict-of-laws principles. To the extent any Dispute is permitted to proceed in court under Section 7 (for example, after a valid opt-out or under the small-claims carve-out), you and Centermark Consulting each consent to the exclusive jurisdiction and venue of the state and federal courts located in the county in California where Centermark Consulting maintains its principal place of business, and you waive any objection to that venue.

We may update these Terms from time to time. The “Last updated” date at the top of this page reflects when the Terms were last revised. Material changes will be noted prominently on this page. Your continued use of the website after a change constitutes acceptance of the updated Terms.

Changes to the binding-arbitration provision (Section 7) will not apply to Disputes that arose before the date of the change, and the 30-day opt-out described above will not be re-triggered by future changes.

Entire agreement. These Terms (together with the Privacy Policy) constitute the entire agreement between you and Centermark Consulting regarding your use of the website, and supersede any prior or contemporaneous communications on the same subject matter.

Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law and the remaining provisions will remain in full force and effect.

Assignment. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms to an affiliate or in connection with a merger, acquisition, or sale of assets.

No waiver. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision.

Contact. Questions about these Terms can be sent through our Contact Us page or by postal mail to Centermark Consulting, 380 Hamilton Ave., Ste. 224, Palo Alto, California, 94302.